Mortgage
Your new home purchase is just a few steps away.
Achieve Your Goals
with Strategy
We know how complex and intimidating the mortgage process may seem, which is why we are here to help our customers, every step of the way. We are in the unique position of being able to help our customers find both the perfect home and the perfect mortgage to go with it and we can’t wait to help you find yours!
We can be your trusted guide on your home buying journey
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Days spend offering a brighter vision
Conventional
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Credit qualifications begin at 620 FICO score.
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3% minimum down payment for well qualified first time home buyers.
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Conforming loan limit up to $647,200 for most areas.
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High Balance loan limit in Orange & LA counties is $970,800
FHA
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Credit qualifications begin at 580 FICO score.
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3.5% minimum down payment for first time home buyers.
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FHA first time home buyer interest rates are priced competitively for low to moderate income households
VA
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The Department of Veteran Affairs guarantees VA mortgages.
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The VA does not set minimum FICO score requirements for VA home mortgage loans, these instead can vary per lender.
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VA home loans are 100% financeable, with zero down payment required