Mortgage

Your new home purchase is just a few steps away.

Achieve Your Goals
with Strategy

We know how complex and intimidating the mortgage process may seem, which is why we are here to help our customers, every step of the way. We are in the unique position of being able to help our customers find both the perfect home and the perfect mortgage to go with it and we can’t wait to help you find yours!

We can be your trusted guide on your home buying journey

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Conventional

  • Credit qualifications begin at 620 FICO score.

  • 3% minimum down payment for well qualified first time home buyers.

  • Conforming loan limit up to $647,200 for most areas. 

  • High Balance loan limit in Orange & LA counties is $970,800 

FHA

  • Credit qualifications begin at 580 FICO score.

  • 3.5% minimum down payment for first time home buyers.

  • FHA first time home buyer interest rates are priced competitively for low to moderate income households

VA

  • The Department of Veteran Affairs guarantees VA mortgages.

  • The VA does not set minimum FICO score requirements for VA home mortgage loans, these instead can vary per lender.

  • VA home loans are 100% financeable, with zero down payment required

Why Choose Winn?

No appraisal fee

Many no-appraisal mortgages help homeowners in trouble by lowering their monthly mortgage payments and keeping them in their homes.

100% Gift Funded Investment 

Use gift-fund for down payment

Pre-approval within 15 minutes

Fast and quick so that you can focus on other tasks.

Dedicated & Experience Team

Not sure which mortgage is best for you? Partner with an expert who will guide you through the loan process to help you make an informed decision.

Non-QM Mortgage Benefits

It requires less proof of income and low credit scores to purchase a home. Non-QMs are also almost as easy to apply for as a traditional loan.

Speak To Our Experts. Call +714 888 5666 or Request A Quote